What is a Child Day Care Center?
Who needs a Child Day Care Center?
Whether you operate your daycare business out of your home or a location far from it, you’ll want to think long and hard about getting daycare insurance. In many cases, coverage is required.
Do not expect your home policy to cover you for bodily injury or property damage from your home business.
Coverage you should consider while running a Child Day Care Center
Type of Insurance | What it Covers |
General Liability Insurance | Third-party claims for bodily injury, property damage, and reputational harm |
Property Insurance | Business assets such as the building, equipment, and supplies |
Professional Liability Insurance | Claims arising from your mistakes, omissions, or negligence while performing your work |
Abuse and Molestation Coverage | Losses arising from an employee abusing a child under your care |
Commercial Auto Insurance |
Injuries, damages, and lawsuits arising from accidents involving vehicles your business uses |
Workers’ Compensation Insurance | Medical bills and wage replacement for employees who suffer work-related injuries |
Accident Insurance | Provides benefits to injured children and their families for covered accidents |
Umbrella Insurance | Claims that exceed limits on underlying liability policies |
With the best insurance agency in Crown point.