These are the different types of auto insurance coverage you should be aware of:
Liability: Liability insurance pays to repair damages you cause to other drivers and vehicles. This insurance includes bodily injury and property damage liability.
Collision: This helps you pay to repair or replace your car if you’re in an accident.
Comprehensive: Comprehensive coverage is usually optional, and it covers damage to your car that is caused by unexpected events, like windshield damage, fire, or accidents with animals.
Uninsured motorist: This insurance covers you if you’re in an accident and the driver does not have liability insurance at fault.
Underinsured motorist: Uninsured motorist covers you if you’re in an accident and the driver does not have enough coverage to pay for damages to your vehicle or your medical expenses.
Personal injury protection: This pays for your medical bills if you sustain injuries in an accident, regardless of who is at fault.
The other type of optional coverage you can have is GAP insurance, Roadside Assistance, Glass Insurance, Mechanical Breakdown, Rental reimbursement & many more.