Fire Protection
Contractors
Insurance

What is Fire Protection Contractor Insurance?

Fire protection contractor insurance is essentially a Commercial General Liability Insurance policy tailored to cover your activities and protect you from the liability risks associated with your work. It can also include Failure to Perform or Efficacy coverage, coverage unique to fire protection work, in case your products or units fail to deploy.

What is Covered in Fire Protection Contractor Insurance?

Fire protection contractor insurance can provide coverage for legal defense costs such as lawyer’s fees, settlements, and awards for damages for claims alleging personal injury/bodily harm or property damage. Also included is coverage for claims of slip-and-fall injuries on your property, claims of libel or slander, and lawsuits alleging false advertising, among other potential claims scenarios.

Connect with us to review your existing policy or to get a customized policy for your Fire Protection Contracting business.

Common Fire Protection Contractor Insurance coverage

Considering the size of potential fire protection-based claims, it is recommended to have Commercial Umbrella Liability Insurance which provides coverage for costs of a claim that exceed policy limits.

Suppose your fire protection contracting company manufactures/fabricates fire suppression or detection products. In that case, you may also need to include Product Liability Insurance to protect you from claims related to your products.

Other Coverages for Fire Protection Contracting Companies

A) Commercial Property Insurance

B) Commercial Auto Insurance / Commercial Vehicle Insurance

If you work within this industry, protecting yourself from the dangers of working with fire suppression is critical. While you might do your best to ensure all work is performed correctly, you can’t predict when accidents will occur or when someone might try to hold you financially responsible for something that was not your fault. This is why you must take extra care not only in your work but in protecting yourself and making sure you have the right fire protection contractor insurance plan.

Contact us today to know more about the various options you have.

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