Business
Owner's
Insurance

Do I need Business Owner's Insurance?

Businesses need business insurance because it helps cover the costs associated with property damage and liability claims. Business owners may have to pay out-of-pocket for costly damages and legal claims against their company without business insurance. Depending on the incident, this could be financially devastating for business owners. In some states, businesses are required to have specific types of business insurance.

What's protected under a Business Owner's Insurance policy?

A) Jewelry and Smartwatches

B) Guns & Bows 

C) Cameras 

D) Instruments 

E) Fine Art 

F) Silverware

G) Furs 

H) Stamps and Coins

What's included in Business Owner's Insurance?

Employees: Workers can accidentally injure customers or cause property damage. With this policy, you’ll have protection for them and your business.

Any chance of a lawsuit: If a customer slips and falls at your store, this can help pay their medical expenses and your legal costs.

A physical location: Businesses run out of your home, a rented or owned office, store, or garage are all examples of a physical location.

Assets that could get stolen or damaged: Digital property, equipment, furniture, cash, and inventory are all difficult to replace without the right insurance.

Private customer data: If someone steals or loses personally identifiable information, this can help pay expenses like notifying impacted clients and public relations.

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